We are constantly reminded in our daily lives that the rapid adoption of technology-led innovation is disrupting traditional business models in nearly every industry.

For example, retail has moved beyond online shopping to quick- response, mobile-capable commerce. Consumers benefit from broader product and service selections, nearly complete price transparency, and the availability of an array of delivery options. Unmanned drones will soon transport many consumer products for same-day delivery directly to the home. Financial markets have recognized the far-reaching effects as these new business models achieve unparalleled scale. Amazon now has nearly 300 million active customers glob- ally and a market capitalization over $300 billion, exceeding Wal-Mart by nearly 50 percent. The Alibaba Group claims nearly 300 million active mobile users and its 2014 IPO was the largest ever recorded.

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